If you have ever been involved in a car accident, you know just how traumatizing it can be—during the accident, immediately following the accident, and for a very long time following. Not only are you suffering physical and emotional trauma, you are also left to deal with an unsympathetic insurance company. Perhaps you are unable to work and make a living due to the level of injury you sustained. You may be watching your medical bills mount excessively and are left to wonder whether your life will ever feel normal again.
At The Lobb Law Firm, we never want you to handle the frustrations and complexities of a car accident on your own—we want to take the burdens from your shoulders, providing you with instant relief. Many insurance companies will attempt to cut a deal quickly and move on. The goal of insurance companies—despite the warm, fuzzy insurance commercials we are inundated with—is to avoid paying claims when possible or, alternatively, to pay the absolute minimum.
At The Lobb Law Firm, our highly experienced automobile accident lawyers will never allow an insurance company to disregard the serious nature of your injuries. We have the required resources and knowledge to take legal action, helping you obtain the compensation you need and deserve. Following a Michigan auto injury, you need the compassionate, experienced Southfield injury lawyers from The Lobb Law Firm.
How Common are Auto Accidents?
There are about six million auto accidents in the U.S. each year, with about three million of those resulting in significant injury. About two million drivers or passengers will experience permanent injuries each year from these accidents, with almost ninety people dying each day from an auto collision. Distracted driving is more and more often a factor in auto accidents. In fact, distraction is reported as a factor in as many as one out of every five auto collisions—and that number is probably even higher.
There were 312,798 auto accidents in the state of Michigan in 2018. Of those auto accidents, 905 drivers and passengers were killed, 4,660 suffered severe injury, and 15,845 suffered minor to moderate injury. A Forbes article published several years ago, found that the “average” driver will be involved in a car accident once every 17.9 years. So, while you are likely to have 3-4 auto accidents in your lifetime, only about three out of every 1,000 auto accidents involve a fatality.
At The Lobb Law Firm, we know that, unfortunately, auto accidents are a part of life. No matter how safe a driver you are or how many precautions you take, other drivers may not do the same. We want you to feel comfortable reaching out to our highly experienced Michigan automobile accident lawyers when disaster strikes. Our knowledgeable Southfield injury lawyers provide exceptional customer service, giving you the same passionate representation we would give our own family members.
Our Injury Lawyers Can Help You Determine Fault Following Your Michigan Auto Accident
If you have been involved in an auto accident in the state of Michigan, it is important to understand state laws which govern these accidents. Traffic laws, as well as negligence laws, could be relevant in your particular auto accident claim. A police officer will often generate an accident report following your car collision and may reference the traffic laws violated, even identifying the driver at fault, in some cases. Often, the insurance company may conduct its own investigation to determine fault. In either case, determining fault is crucial to your auto injury claim.
Different states operate under different “fault” laws for auto accidents; in May 2019 the Michigan Legislature passed changes to Michigan’s No-Fault laws. Michigan drivers will no longer be required by law to purchase unlimited No-Fault PIP benefits—for policies issued or renewed after July 1, 2020, drivers can choose between a variety of No-Fault medical benefit coverages, and drivers with Medicare may elect to not maintain coverage for No-Fault PIP medical benefits. Under these new no-fault laws, a person injured in a car accident can sue for excess medical costs and economic expenses which exceed the No-Fault PIP cap amount selected.
These changes will make the policy liability limits of a Michigan negligent driver much more important after July 1, 2020. In the meantime, Michigan continues to operate under the current no-fault laws, meaning both parties in an auto accident are entitled to benefits from their insurance company, regardless of fault. Drivers may still sue the at-fault driver when damages are over a certain threshold. This threshold is implemented when a driver suffers serious impairment of bodily function—an impairment which affects a person’s general ability to lead a normal life. There are exceptions to the “serious impairment” requirement, including a closed head injury or permanent, serious disfigurement resulting from the car accident.
To ensure the negligent driver is held accountable for your injuries, it is extremely important that you speak to an experienced car accident attorney from The Lobb Law Firm. Our Southfield injury lawyers have a clear understanding of each step necessary to build your case. Our goal is always to allow you to focus on your recovery while we take care of all the details. At our injury firm, we fight for you, standing against insurance companies and passionately advocating for the rights and benefits our clients deserve.
What are the Primary Injuries Sustained in an Auto Accident?
While your specific injuries will depend on the circumstances surrounding your auto accident, there are several types of injury often seen following an auto accident. These include:
- Head and brain injuries may occur, including skull fractures, lacerations, traumatic brain injuries, concussions, and internal bleeding. A head injury can be closed or open, and can resolve within a few weeks, or can cause serious issues for months, years, or for life.
- Neck and back injuries are common, including sprains, strains, spinal cord damage, herniated discs, and whiplash.
- Soft-tissue injuries often occur during a car accident, resulting in significant pain which can linger for a very long time. A soft tissue injury involves stretched or torn muscles, tendons, and ligaments.
- Spinal injuries can occur, particularly in more serious auto accidents. When the spinal cord is damaged, there can be loss of movement or sensation in the lower extremities (paraplegia), or from the neck down (quadriplegia).
- Broken bones are common auto accident injuries, often requiring surgery and resulting in pain and significant healing time.
Whether your injuries resulting from your Michigan auto accident are severe, life-threatening, life-altering, or serious enough to keep you from returning to your normal day-to-day activities, The Lobb Law Firm can help. We can ensure you receive the medical treatment you need while working hard on your behalf to recover damages which will allow you to return to your future as quickly as possible.
How an Automobile Accident Lawyer from The Lobb Law Firm Can Help
If you or a loved one is involved in a Michigan car accident, we want you to call our office. Our legal experts will provide a free consultation, moving you closer to obtaining the care and coverage you need—and deserve. The Lobb family legacy means you are our family during this difficult time—we genuinely care and will treat you like a cherished member of our own family, fighting aggressively for your rights and future. We are honest and trustworthy—qualities essential for your peace of mind. Our goal is to empower you through a larger settlement.
While we understand that no amount of money will completely heal your wounds, a fair financial settlement can help promote your overall recovery as well as your ability to move forward. We handle many cases out of Detroit, Southfield, Sterling Heights, and Dearborn Heights, however if you or a loved one are anywhere in Wayne County, Macomb County, or Oakland County, contact a top injury lawyer in Southfield from The Lobb Law Firm.