About one in seven people ages 35-65 can expect to become disabled for five years or longer in the workforce before retirement. People work hard for years and pay a portion of every paycheck to Social Security Disability Insurance (SSDI). They expect to draw from the account they have consistently contributed to if they become disabled. Unfortunately, seven out of ten applications are initially denied in Southfield and throughout Michigan.
If you are in need of either Social Security Disability (SSD) or Supplemental Security Income (SSI), if your claim was delayed, or if you believe your claim was wrongly denied, speak with our attorneys immediately. The Lobb Law lawyers will fight hard to protect your rights and get you the benefits you’re entitled to receive.
Process for applying for Social Security Disability (SSD) benefits
The process of applying for SSD benefits can be overwhelming. Our attorneys will help guide you through the application process to make sure your application is complete.
Initial Application
There are three ways to apply:
1. In person at a local Social Security Administration office.
2. Online at SSA.gov, or
3. By calling the Social Security Administration at 1-800-772-1213. (Deaf and hard of hearing individuals can reach on its TTY number at 1-800-325-0778.
Social Security Changes Effective in 2021
• Nearly 70 million Social Security beneficiaries will see payments increase by 1.3%.
• Earnings subject to Social Security tax will climb to $142,800. Recipients can receive a 32% larger payment each month if they claim benefits at age 70 rather than at their regular full retirement age.
• The full retirement age will increase to 66 and 10 months for those born in 1959.
• Social Security beneficiaries age 65 and younger can earn up to $18,960 before their benefit is temporarily withheld.
• Disability benefits increase slightly, the legally blind now receive a maximum of $2,190 a month, an increase of $80 a month over 2020.
• Credit earnings if you were born in 1929 or later, you must earn at least 40 credits (maximum of four per year) over your working life to qualify for Social Security benefits.
The Social Security Administration offers two programs to help disabled individuals who are unable to work.
• Social Security Disability Insurance (SSDI)– program pays benefits to you and certain family members if you are “insured”, meaning that you worked long enough, and recently enough, and paid Social Security taxes on your earnings.
• Supplemental Security Income (SSI)– program pays benefits to disabled adults and children who have limited income and resources.
Schedule a Free Consultation
If you or a loved one have been denied Social Security disability benefits, do not try to appeal a denied claim on your own. It would help if you had an experienced attorney that understands SSDI/SSI rules and regulations. We understand the complexity of Social Security disability claims. We’ll fight to get you the benefits that you’ve earned and rightly deserve. Let us help you. NO FEE until we win you the benefits you deserve. Contact us online or call 844-LOBB-LAW to get a free consultation today.
